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.The normal apr range is 5.99% to 35.99% or higher, depending on the lender, your credit score, loan amount, and repayment terms. Offers direct payment to creditors with some debt for debt consolidation loans, some lenders send your payments directly to creditors so you don't have to do.
A direct lender that considers applicants with bad credit could be an option to consider, but such loans don't always come with favorable terms.
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